Get organized before the next mortgage call.
When foreclosure pressure starts building, scattered notes and unclear deadlines can make everything feel worse. This free preforeclosure tool kit helps you organize your documents, prepare better questions, track servicer calls, and understand what to ask next.
One request. Four practical PDFs.
Send us your basic contact information and we will email the preforeclosure tool kit to you. You will receive all four tools together so you do not have to guess which one you need first.
We may also follow up to see whether you need help organizing documents, preparing questions, or understanding what to ask next.
Four homeowner worksheets
Simple tools for the calls and paperwork ahead.
These are organization tools, not legal advice. They are designed to help you slow things down, get facts in writing, and prepare for more productive conversations.
Hardship Letter Worksheet
A guided worksheet and draft letter structure for explaining what happened, what has changed, and what type of review you are requesting from your servicer.
- Organize your hardship details.
- Use a clean letter format.
- Prepare before a loss mitigation request.
Servicer Call Log
A printable call tracking worksheet so you can write down the date, time, department, representative, reference number, what was said, and what happens next.
- Track each call in one place.
- Record deadlines and promises.
- Keep confirmation numbers organized.
Document Checklist
A simple checklist of documents that are often useful before a meaningful conversation with your servicer, HRP, an attorney, or another professional.
- Gather mortgage and trustee documents.
- Organize income and hardship proof.
- See what is missing before a review call.
Questions to Ask the Servicer
A guided question sheet for calling the loss mitigation line. It helps you ask about deadlines, reinstatement, foreclosure status, documents, and written confirmation.
- Know what to ask before you call.
- Focus on deadlines and written instructions.
- Includes space for notes.
Get the Preforeclosure Tool Kit
We will email the full tool kit so you have the hardship worksheet, call log, document checklist, and servicer questions guide in one place.
Three things to remember
Use your facts
Do not copy examples that are not true for you. Servicers, trustees, and professionals need accurate dates, documents, and details.
Get deadlines in writing
Verbal statements can be misunderstood. Ask for written deadlines, document lists, payment instructions, and confirmation numbers.
Ask for legal help when needed
If court, bankruptcy, title, probate, liens, eviction, or trustee sale objections are involved, talk with a qualified Arizona attorney.
Talk to a Home Retention Partner
We can help you organize your documents, prepare better questions, and understand what to ask next. This is a free initial review, not legal, tax, mortgage, or financial advice.