Legal notices, privacy, and disclosures.

Business identity

Home Retention Partners is a service name used by L&L Investment Group LLC. References to “Home Retention Partners,” “HRP,” “we,” “us,” or “our” mean L&L Investment Group LLC.

HRP provides general information, practical property review, and homeowner support for people navigating preforeclosure, trustee sale timelines, and related homeowner decisions in Maricopa County, Arizona.

HRP is not a government agency, court, lender, loan servicer, trustee, law firm, nonprofit housing counseling agency, mortgage company, debt settlement company, or credit repair organization.

Disclaimer · Not legal, tax, mortgage, or financial advice

The information on this site, including all guides, checklists, templates, examples, tools, emails, text messages, and phone conversations, is provided for general educational and informational purposes only. It is not legal advice, tax advice, financial advice, bankruptcy advice, mortgage advice, credit counseling, accounting advice, or real estate brokerage advice.

Every homeowner's situation is unique. Arizona foreclosure timelines can move quickly, and decisions about reinstatement, repayment plans, loan modification, bankruptcy, selling, keeping the home, doing nothing, or allowing a trustee sale to proceed can have serious legal, tax, credit, housing, and financial consequences.

For questions involving legal rights, court filings, objections to a trustee sale, bankruptcy, title issues, probate, divorce, liens, deficiency exposure, contract disputes, eviction, possession after a sale, or whether a sale should be stopped or challenged, you should speak with a qualified Arizona attorney. For tax questions, consult a qualified tax professional. For mortgage, credit, or budgeting advice, consult an independent qualified professional.

No law firm · No attorney-client relationship

Home Retention Partners is not a law firm. We do not provide legal representation, legal opinions, court filings, bankruptcy advice, or attorney referrals as a legal service. Contacting HRP, using this website, submitting a form, calling us, texting us, or sending documents to us does not create an attorney-client relationship, fiduciary relationship, agency relationship, loan modification relationship, mortgage broker relationship, or real estate brokerage relationship.

We may help you organize facts, review public information, understand general options, prepare questions to ask your servicer or professionals, and think through practical next steps. We do not represent you against your lender, trustee, servicer, government agency, court, creditor, investor, buyer, or any other person or company.

HRP does not guarantee that a trustee sale can be delayed, stopped, postponed, canceled, reversed, or undone. Only your lender, servicer, trustee, court, bankruptcy process, or other legally authorized party may be able to affect those outcomes depending on your facts.

Foreclosure-consulting and mortgage-relief limitations

HRP does not charge homeowners an upfront fee to “save” a home, stop a foreclosure, obtain a forbearance, obtain a loan modification, arrange a postponement, or obtain mortgage relief. We do not accept mortgage payments, reinstatement funds, escrow funds, or trustee-sale funds from homeowners.

HRP does not promise to negotiate with your lender, servicer, trustee, creditor, or court on your behalf. We may help you understand what information to gather and what questions to ask, but you remain responsible for deciding whether to contact your servicer, lender, trustee, attorney, housing counselor, tax professional, or any other professional.

If any paid service, referral relationship, real estate transaction, purchase offer, listing arrangement, consulting arrangement, or other compensation arrangement is ever discussed, it should be disclosed separately in writing before you are asked to make a decision.

Sale, purchase, and no-pressure disclosure

HRP's first goal is to help you understand your situation clearly. In some cases, a homeowner may decide that selling the property before a trustee sale is the best available option. If that becomes relevant, HRP or an affiliated party may discuss a possible sale, purchase, referral, listing, or other property-related option with you.

You are never required to sell your home to HRP or to anyone we mention. You are encouraged to compare options, seek independent legal, tax, financial, mortgage, and real estate advice, and make the decision that is best for you. Any written offer, agreement, or transaction should be reviewed carefully before signing.

We do not ask you to sign over your deed “temporarily,” transfer title into a trust, hide information from your lender, stop communicating with your servicer, or make rushed decisions. You should not sign any deed, purchase agreement, power of attorney, trust document, option agreement, leaseback agreement, or other legal document unless you fully understand it and have had the opportunity to seek independent advice.

Fees and compensation

Talking with HRP is free. There are no upfront fees for contacting us, asking questions, or having us review general information you choose to send. If any future service, referral relationship, transaction, or compensation arrangement could apply, it should be disclosed separately in writing before you are asked to make a decision.

We do not ask homeowners to pay us money to “save” their home, and we do not ask for mortgage payments, reinstatement funds, escrow funds, trustee payments, or payoff funds to be paid directly to HRP.

Phone, email, SMS/text messaging consent, and A2P disclosures

By submitting a form, calling, texting, requesting help, or otherwise providing your phone number or email address to HRP, you agree that Home Retention Partners, a service name of L&L Investment Group LLC, may contact you by phone call, text message, or email about your request, your property situation, appointment scheduling, document follow-up, and related service communications.

Communications may be made manually or through business communication systems used to manage conversations and follow-up. We do not sell your mobile number, SMS opt-in information, or text messaging consent.

• Message frequency may vary based on your request and timeline.
• Message and data rates may apply.
• Reply STOP to opt out of text messages.
• Reply HELP for help.
• You may also ask us to stop by calling 602-831-4663 or emailing info@homeretentionpartners.com.
• Consent to receive text messages is not a condition of purchase or of receiving general information from HRP.
• We do not sell or share your mobile opt-in information or SMS consent with third parties for their marketing or promotional purposes.

If you opt out of text messages, we may send a confirmation message and then stop non-required text messages. We may still contact you by other methods you have provided, where permitted, about an active request, transaction, safety issue, account matter, or legally required communication.

Privacy notice

We collect only the information you choose to send us, which may include your name, phone number, email address, property address or ZIP code, situation description, trustee sale date, mortgage or servicer information, documents you upload or send, and communications between you and HRP.

We may also collect limited technical information from website use, such as browser type, device information, pages visited, approximate location derived from technical data, referral source, and form submission metadata.

We use this information to respond to you, review your request, understand your timeline, communicate with you, provide general information, schedule calls, follow up, maintain business records, protect the website, prevent abuse, and comply with legal, regulatory, carrier, and platform requirements.

What we do not do:

• We do not sell, rent, or trade your personal information to third parties.
• We do not sell or share your mobile phone number, SMS consent, or text messaging opt-in data with third parties for their marketing or promotional purposes.
• We do not use your information for third-party retargeting ads.
• We do not require an account, login, or signup to read our guides.

We may share information with service providers who help operate our website, forms, CRM, phone, text, email, hosting, analytics, security, or business systems. These providers are used to operate the business and respond to requests; they are not authorized by HRP to use your SMS opt-in information for their own marketing.

We may share information with a qualified Arizona attorney, title company, escrow company, housing counselor, tax professional, lender, servicer, contractor, buyer, real estate professional, or other professional only when needed for a purpose you requested, when you consent, when necessary to evaluate or complete a possible transaction, or when required by law.

You can ask us to update or delete information you provided by emailing info@homeretentionpartners.com. We may retain certain records when needed for legal, compliance, dispute, security, business, fraud prevention, carrier, platform, or recordkeeping reasons.

Cookies & analytics

This site may use limited cookies, basic analytics, or similar tools to understand site usage, improve pages, remember preferences, and protect the website from abuse. We do not use cookies to sell your personal information.

Third-party tools, hosting providers, form providers, CRM systems, phone systems, email systems, text messaging systems, security tools, or analytics providers may process limited technical information necessary to operate this website and respond to requests.

Independent housing counseling and professional resources

HUD-approved housing counseling agencies may provide independent counseling on foreclosure, default, budgeting, and related topics. You may use HUD-approved counseling alongside HRP, before contacting HRP, instead of contacting HRP, or after speaking with HRP.

• HUD Housing Counseling locator: hud.gov/states/arizona
• HUD Housing Counseling line: 1-800-569-4287
• Arizona Department of Housing: housing.az.gov
• State Bar of Arizona attorney search: azbar.org

Independent professionals are separate from HRP. We do not control their advice, fees, availability, results, or timelines.

Relevant Arizona statutes

The Arizona Revised Statutes (ARS) referenced throughout our guides include the sections below. These links are provided for general reference only and are not a substitute for legal advice.

Laws, deadlines, agency pages, phone numbers, and legal interpretations can change. Always verify with the official source before acting.

Terms of use

By using this website, you acknowledge that the information provided is general educational content and is not advice tailored to your specific situation. You agree that HRP is not responsible for decisions you make based on this site or communications with HRP without obtaining appropriate independent professional advice.

SMS messages are intended for users who are 18 years of age or older. By opting in to receive text messages from Home Retention Partners, you confirm that you are at least 18 years old or have permission from the mobile account holder.

Mobile carriers are not liable for delayed or undelivered messages. Message delivery may depend on your mobile carrier, network availability, device settings, and other factors outside of our control.

You agree to use this site lawfully and not to interfere with its operation, security, forms, scripts, servers, or connected systems. The content, templates, layout, branding, and design are the property of Home Retention Partners or its licensors. Free templates may be downloaded and used for your personal foreclosure-related needs, but may not be resold, republished, or used to mislead others.

This website may link to third-party websites. Those links are provided for convenience only. HRP does not control third-party websites and is not responsible for their content, policies, security, advice, fees, outcomes, or availability.

Accessibility

We aim for this site to be accessible and usable. If you encounter a barrier — anything that prevents you from accessing information or contacting us — please email info@homeretentionpartners.com and we will work to fix it.

For homeowners who prefer to speak rather than read or write, please call us directly at 602-831-4663.

Contact

For questions about anything on this page:

• Phone: 602-831-4663
• Email: info@homeretentionpartners.com
• Business identity: Home Retention Partners, a service name of L&L Investment Group LLC
• Service area: Maricopa County, Arizona